Blog | DPH Financial Services, Inc

Dec 103 min read

Navigating the Post-Election Economic Landscape: Key Insights for Retirees and Business Owners

The 2024 presidential election marked a turning point in U.S. politics and policy. With Donald Trump projected as the next President and...

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Navigating the Impending Estate Tax “Sunset” and What It Means for Wealthy Families

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Nov 73 min read

Navigating the Impending Estate Tax “Sunset” and What It Means for Wealthy Families

The approaching expiration, or “sunset,” of the Tax Cuts and Jobs Act (TCJA) has captured the attention of many high-net-worth...

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Insurance as an Asset Class: A Strategic Tool for Wealth Management

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Oct 225 min read

Insurance as an Asset Class: A Strategic Tool for Wealth Management

When people think of financial assets, they often picture stocks, bonds, real estate, or perhaps more alternative investments like...

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Premium Finance: A Smart Strategy Even in a High-Interest Rate Environment

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Sep 93 min read

Premium Finance: A Smart Strategy Even in a High-Interest Rate Environment

September is Life Insurance Awareness Month, a time to highlight the importance of life insurance as a vital part of financial planning....

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Understanding Pension Plans: The Role of Life Insurance and Cash Balance Plans

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Aug 73 min read

Understanding Pension Plans: The Role of Life Insurance and Cash Balance Plans

Pension plans can be pivotal in ensuring financial stability when planning for a secure retirement. Among the various types of pension...

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Navigating the Connelly Decision: Buy-Sell Agreements Funded with Life Insurance

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Jul 94 min read

Navigating the Connelly Decision: Buy-Sell Agreements Funded with Life Insurance

In business succession planning, buy-sell agreements funded with life insurance have long been a cornerstone strategy. These agreements...

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Securing Your Business Future with Buy-Sell, Key Man, and Golden Handcuff Strategies

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Jun 183 min read

Securing Your Business Future with Buy-Sell, Key Man, and Golden Handcuff Strategies

As a successful business owner or pre-retiree, your hard work and strategic decisions have built your enterprise into what it is today....

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Navigating IRA Inheritance Under the CARES Act 2.0: Implications for Non-Spousal Beneficiaries

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May 92 min read

Navigating IRA Inheritance Under the CARES Act 2.0: Implications for Non-Spousal Beneficiaries

The CARES Act 2.0 significantly changes the rules governing the inheritance of Individual Retirement Accounts (IRAs) by non-spousal...

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Financial Literacy Month: Navigating Coverage Limits and Ensuring Adequate Insurance

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Apr 173 min read

Financial Literacy Month: Navigating Coverage Limits and Ensuring Adequate Insurance

April marks Financial Literacy Month, a critical time to focus on the bedrock of your financial well-being. For affluent pre-retirees,...

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Unlocking Retirement Potential: The Power of Defined Benefit Cash Value Plans

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Mar 43 min read

Unlocking Retirement Potential: The Power of Defined Benefit Cash Value Plans

When it comes to retirement planning, affluent pre-retirees and business owners face unique challenges and opportunities. Balancing the...

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Maximizing Your Legacy: Navigating Estate Tax Exemption Changes in 2025

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Jan 312 min read

Maximizing Your Legacy: Navigating Estate Tax Exemption Changes in 2025

Preparing for the future is more than just a financial exercise; it's about securing your legacy and ensuring your hard-earned wealth is...

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Maximizing Retirement Benefits: A Business Owner's Guide to Defined Benefit Pension Plans and Succession Planning

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Jan 12 min read

Maximizing Retirement Benefits: A Business Owner's Guide to Defined Benefit Pension Plans and Succession Planning

In retirement planning and business succession, defined benefit pension plans are pivotal tools for securing your financial future and...

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Oct 4, 20222 min read

An Overview: Business Succession

If you're a business owner, it's important to think about what would happen to your business if something happened to you or you decided...

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Tools High Income Earners Use to Pass Down Wealth

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Sep 13, 20223 min read

Tools High Income Earners Use to Pass Down Wealth

DPH Financial Services discusses why a second-to-die insurance policy is excellent for passing down wealth.

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Using Life Insurance as a Living Benefit

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Jul 27, 20222 min read

Using Life Insurance as a Living Benefit

Most people think life insurance is a financial instrument that only benefits us when we die. However, these policies also carry several...

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How to Know if You Have Enough Life Insurance

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Jul 5, 20222 min read

How to Know if You Have Enough Life Insurance

Life insurance is one of the most important investments you will make. It helps ensure that your loved ones are taken care of financially...

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Apr 20, 20223 min read

Cash Balance Plans for Business Owners

As a business owner, you're always looking for ways to improve your bottom line and maximize profits. One way to do this is to create a...

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President Biden’s 2023 “Green Book” Proposal

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Apr 7, 20221 min read

President Biden’s 2023 “Green Book” Proposal

On March 28, 2022, the U.S. Treasury Department released its 2023 “Green Book,” known as the General Explanations of the Administration’s...

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Estate Planning and Spousal Lifetime Access Trusts (SLATs)

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Mar 16, 20222 min read

Estate Planning and Spousal Lifetime Access Trusts (SLATs)

Spousal Lifetime Access Trusts (SLATs) are an increasingly popular option for estate planning. When you transfer an asset into a SLAT,...

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C3 Risk & Insurance Services Partners With DPH to Create New Financial Services Division

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Feb 25, 20224 min read

C3 Risk & Insurance Services Partners With DPH to Create New Financial Services Division

C3 Risk & Insurance Services has partnered with DPH Financial Services to create a brand-new Financial Services division.

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